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Insurance and Finance

Insurance
All the big outdoors organisations (Ramblers, British Mountaineering Association, Youth Hostels Association) stipulate that a group, these days, HAS GOT TO HAVE insurance to provide legal fees to give legal protection to organisers and leaders, in case something goes wrong on a walk.

We operate under the standard YHA Groups insurance scheme.

This does not cover for anything else, but it would be unfair to ask people to lead walks for the group without making sure they are legally covered in the event of an accident.

Finance
This is what we have to pay annually:

£25.50 single fee to YHS Groups for our affiliation, plus
£1.40 insurance fee per attending member, so we do quietly check who's attending.

We expect to just charge members the £1.40 insurance cost every year, and get any extra costs back by small charges on big trips away hostelling etc (which we haven't done any of yet).

Web-hosting is free, on the Ilkley Community Pages (saves us about £15 per month) providing it's a community service, which we feel it is.


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